/* ══════════════════════════════════════════════════════════════════════════════════════════════
   Ported to the house system 2026-08-14. This page previously used a teal gradient hero, a system
   font stack and white rounded cards floating on cool grey. That is the default look of a generated
   template, and it read as one next to the other two properties taking paid traffic.

   The rule inherited from mcs150duedate/public/app.css: no gradients, no drop shadows, no hero
   image, no pill buttons. It should read like a record, because that is what it is. A homeowner
   holding a $13,000 quote is deciding whether to trust a number, and marketing gloss works against
   that exactly the way it does on the federal-record product.
   ══════════════════════════════════════════════════════════════════════════════════════════════ */

@font-face { font-family: 'Plex'; src: url('/fonts/plex-400.woff2') format('woff2');
  font-weight: 400; font-display: swap; }
@font-face { font-family: 'Plex'; src: url('/fonts/plex-600.woff2') format('woff2');
  font-weight: 600; font-display: swap; }
@font-face { font-family: 'Plex'; src: url('/fonts/plex-700.woff2') format('woff2');
  font-weight: 700; font-display: swap; }
@font-face { font-family: 'PlexMono'; src: url('/fonts/plexmono-600.woff2') format('woff2');
  font-weight: 600; font-display: swap; }

:root {
  --sans: 'Plex', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  --mono: 'PlexMono', ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  --ink: #17181a;
  --muted: #55585e;
  --faint: #7c8189;
  --line: #dfe0dc;
  --line-strong: #c3c5c0;
  --bg: #fbfbf9;
  --card: #ffffff;
  --brand: #1c4d7c;
  --brand-dk: #143a5e;
  --good: #2c5f3f;
  --good-bg: #f1f7f2;
  --neutral: #55585e;
  --neutral-bg: #f2f2ef;
  --caution: #7a5a12;
  --caution-bg: #fdf8ec;
  --alert: #8a3324;
  --alert-bg: #fdf3f1;
  --radius: 0px;
  --shadow: none;
}
:root { color-scheme: light; }

* { box-sizing: border-box; }
body {
  margin: 0; color: var(--ink); background: var(--bg);
  font: 16px/1.6 var(--sans);
  -webkit-font-smoothing: antialiased;
}
.wrap { max-width: 760px; margin: 0 auto; padding: 0 18px; }
a { color: var(--brand); }

/* header / hero */
header.hero { background: var(--card); border-bottom: 1px solid var(--line); padding: 2.2rem 0 1.8rem; }
header.hero .wrap { text-align: left; }
.badge { display: inline-block; color: var(--faint); font: 600 .72rem/1 var(--mono);
  letter-spacing: .1em; text-transform: uppercase; margin-bottom: .9rem; }
header.hero h1 { font-size: clamp(26px, 5vw, 38px); line-height: 1.15; margin: 16px 0 8px; }
header.hero p.sub { font-size: 1.05rem; color: var(--muted); margin: 0; max-width: 40rem; }

/* form card */
main { padding: 24px 0 60px; }
.card { background: var(--card); border: 1px solid var(--line); padding: 1.4rem 1.5rem; margin: 0 0 1.4rem; }
.card h2 { margin: 0 0 4px; font-size: 20px; }
.card h3 { margin: 0 0 10px; font-size: 18px; }
.card > p.lead { margin: 0 0 18px; color: var(--muted); }

form .grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 16px; }
form label.field { display: flex; flex-direction: column; gap: 5px; font-size: 14px; font-weight: 600; }
form label.field span.hint { font-weight: 400; color: var(--muted); font-size: 12.5px; }
form input, form select { font: inherit; padding: 11px 12px; border: 1px solid var(--line-strong);
  background: #fff; color: var(--ink); width: 100%; }
form input:focus, form select:focus { outline: 2px solid var(--brand); border-color: var(--brand); }
.full { grid-column: 1 / -1; }

fieldset { border: 1px solid var(--line); margin: 18px 0 0; padding: 14px 16px; }
fieldset legend { font-weight: 600; font-size: 14px; padding: 0 6px; }
.check-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 14px; margin-top: 6px; }
label.check { display: flex; gap: 8px; align-items: flex-start; font-size: 14px; font-weight: 400; cursor: pointer; }
label.check input { width: auto; margin-top: 3px; }

.btn { display: inline-block; background: var(--ink); color: #fff; border: 0;
  padding: 14px 22px; font: inherit; font-weight: 600; cursor: pointer; text-decoration: none; }
.btn:hover { background: #000; }
button.btn.wide { width: 100%; margin-top: 18px; font-size: 17px; }

.link-btn { background: none; border: 0; color: var(--brand); font: inherit; font-weight: 600; cursor: pointer; padding: 0; text-decoration: underline; }

/* results */
.muted { color: var(--muted); }
.mono { font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace; font-size: 13.5px; }
.fineprint { font-size: 12.5px; color: var(--muted); margin: 10px 0 0; }

.verdict .verdict-band { display: flex; justify-content: space-between; align-items: baseline; flex-wrap: wrap; gap: 6px;
  padding-bottom: 12px; margin-bottom: 12px; border-bottom: 1px solid var(--line); }
.verdict-label { font-size: 13.5px; color: var(--muted); font-weight: 600; }
.verdict-range { font-size: clamp(22px, 5vw, 30px); font-weight: 800; letter-spacing: -.01em; }
.verdict h3 { font-size: 19px; }
.verdict-good { border-left: 5px solid var(--good); }
.verdict-neutral { border-left: 5px solid var(--neutral); }
.verdict-caution { border-left: 5px solid var(--caution); }
.verdict-alert { border-left: 5px solid var(--alert); }
details.how { margin-top: 12px; }
details.how summary { cursor: pointer; font-size: 14px; font-weight: 600; color: var(--brand); }
details.how p { margin: 10px 0 0; }

.signals { display: flex; flex-direction: column; gap: 12px; }
.signal { border: 1px solid var(--line);  padding: 12px 14px; }
.signal-head { display: flex; align-items: center; gap: 10px; margin-bottom: 4px; flex-wrap: wrap; }
.signal p { margin: 0; font-size: 14.5px; }
.detail { margin-top: 14px; font-size: 14px; padding: 12px 14px; background: var(--bg);  }

.chip { display: inline-block; font: 600 .7rem/1.5 var(--mono); letter-spacing: .06em;
  text-transform: uppercase; padding: 3px 9px; white-space: nowrap; }
.chip-good { background: var(--good-bg); color: var(--good); }
.chip-neutral { background: var(--neutral-bg); color: var(--neutral); }
.chip-caution { background: var(--caution-bg); color: var(--caution); }
.chip-alert { background: var(--alert-bg); color: var(--alert); }

ul, ol { margin: 6px 0 0; padding-left: 22px; }
ol.questions li, ul li { margin-bottom: 8px; }
table.addons { width: 100%; border-collapse: collapse; margin-top: 6px; font-size: 14.5px; }
table.addons th, table.addons td { text-align: left; padding: 8px 6px; border-bottom: 1px solid var(--line); }
table.addons th { color: var(--muted); font-size: 13px; }

/* safety override */
.card.safety { border: 2px solid var(--alert); background: var(--alert-bg); }
.card.safety.urgent { border-color: var(--caution); background: var(--caution-bg); }
.safety-flag { font-weight: 800; font-size: 17px; color: var(--alert); margin-bottom: 8px; }
.card.safety.urgent .safety-flag { color: var(--caution); }
.safety-item { background: #fff;  padding: 12px 14px; margin: 12px 0; }
.safety-item h4 { margin: 0 0 6px; }
.safety-item p { margin: 4px 0; font-size: 14.5px; }

/* CTA + affiliate */
.card.cta { background: #2a2724; color: #f7f5f2; border: 0; }
.card.cta h3 { color: #fff; }
.card.cta .btn { background: #fff; color: var(--brand-dk); margin: 8px 0 4px; }
.card.cta .btn:hover { background: #eafffb; }
.card.cta .fineprint { color: rgba(255,255,255,.8); }
.amz-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 8px; }
a.amz { display: inline-block; border: 1px solid var(--line);  padding: 8px 14px;
  font-size: 14px; font-weight: 600; text-decoration: none; color: var(--brand-dk); background: var(--bg); }
a.amz:hover { border-color: var(--brand); }

/* SEO content */
.content h2 { font-size: 21px; margin: 26px 0 8px; }
.content h3 { font-size: 17px; margin: 18px 0 6px; }
.content p, .content li { color: #2b3948; }
.faq details { border-bottom: 1px solid var(--line); padding: 12px 0; }
.faq summary { font-weight: 600; cursor: pointer; }
.faq details p { margin: 8px 0 0; }

footer { border-top: 1px solid var(--line); padding: 26px 0 40px; color: var(--muted); font-size: 13px; }
footer .wrap { text-align: center; }
.disclaimer { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 18px; font-size: 13px; color: var(--muted); }

@media (max-width: 560px) {
  form .grid { grid-template-columns: 1fr; }
  .check-grid { grid-template-columns: 1fr; }
}

/* ── the pain block, above the form ──────────────────────────────────────────────────────────── */
/* One dark panel on an otherwise paper page, the way whofiledbankruptcy carries its three numbers.
   It is the only heavy element here and it is carrying the reason to care. */
.card.pain { background: #2a2724; color: #f7f5f2; border: 0; }
.pain-kicker { margin: 0 0 1.1rem; font: 600 .72rem/1.4 var(--mono); letter-spacing: .1em;
  text-transform: uppercase; color: #d8c9a8; }
.pain-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(11rem, 1fr));
  gap: 1.2rem 1.8rem; margin: 0 0 1.4rem; }
.pain-grid > div { border-top: 1px solid rgba(247,245,242,.28); padding-top: .7rem; }
.pain-grid b { display: block; font-size: clamp(1.6rem, 4vw, 2.1rem); font-weight: 700;
  line-height: 1.05; letter-spacing: -.02em; }
.pain-grid span { display: block; margin-top: .35rem; font-size: .88rem; line-height: 1.5;
  color: #c9c4bd; }
.pain-body { margin: 0 0 .9rem; font-size: .95rem; line-height: 1.65; color: #e4e0da; }
.pain-body:last-child { margin-bottom: 0; }
.pain-body em { color: #fff; font-style: italic; }
.pain-body a { color: #d8c9a8; }

/* HIDDEN MUST ACTUALLY HIDE. A previous incident on another property had author CSS beat the
   [hidden] attribute (a display rule on the element won), and a form rendered twice on a live
   page without anyone noticing in the source. Make the attribute win explicitly. */
[hidden] { display: none !important; }
